Welcome to NC Saves

NC Saves is an initiative of:

In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively. Enroll in NC Saves now and let this site serve as your guide in Creating a Culture of Savings.


Solutions: Ask Our Experts

Seeking a SOLUTION? Our expert responds to your questions, issues and concerns about credit, debt, savings, and general financial management.

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In This Issue:

Laura R. of Garner, NC is a self-confessed shopaholic who is constantly behind on her monthly bills. She asked for advice on how to better manage her money.


Saving Strategies

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

Get out of debt

Save for a home

Save for a car

Save for emergencies

Save at work

 

Join America Saves!

Personal Finance Tips: It's In The Details

In order to get a handle on your debt, you need to pay attention to the following:

  • How much: take time to make a list of all of your debts and interest rates
  • When: determine when the debts are due and set a timeline to pay them off
  • How: take a good look at what you are spending your money on by writing down your expenses
  • Breathe easy: you're on your way!

 

How much credit card debt do you have?
 

“It took me one day to get into debt, but it's going to take me years to get out of it.  I wish I had made different choices.”

 

 

About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.

NC Saver Story

Lose A Job, Gain A Business - The Story Of A Serial Entrepreneur

LaTarndra Strong’s journey to entrepreneurship started with a job loss, an eviction scare and a nearly repossessed car – all within the space of a couple of months. Those tough times led her to seek financial assistance from The Department of Social Services. In order to receive that assistance, she was required to attend a budgeting class at The Women’s Center in Chapel Hill, NC. There she  met Tarin Washington, the instructor and Program Director, who later offered her additional information and guidance in an individual financial counseling appointment.

After being laid off from her job at the University of North Carolina...

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Resources

Connect with Us:

Contact Us:

Email:info@ncidacollaborative.org

 

 

America Saves is a campaign coordinated by the nonprofit Consumer Federation of America (CFA)
and is dedicated to helping individuals save money, reduce debt, and build wealth. CFA thanks Capital One
for its generous in-kind contribution of design expertise for this website.