Welcome to NC Saves
NC Saves is an initiative of:
In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively. Enroll in NC Saves now and let this site serve as your guide in Creating a Culture of Savings.
Solutions: Ask Our Experts
Seeking a SOLUTION? Our expert responds to your questions, issues and concerns about credit, debt, savings, and general financial management.
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Grant B. of Lincolnton, NC wants to start investing for retirement using and IRA. Click here to see how he should get started.
Saving Strategies
Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
Personal Finance Tips: Needs vs. Wants
Needs - things that you have to have to survive; basic necessities (e.g. food, clothing, shelter)
Wants - things that you would like to have, but that are not necessary to your survival (e.g. cell phone)
Ask yourself:
- Is this item necessary for my survival?
- Is this item important, but not necessary for survival?
- Do I need it now or can I wait to make the purchase until I save for it?
Saver's Poll
“For the first time, I've been able to put a little bit aside each month. I't''s not much, but it's a start.”
About Us
NC Saver Story
$25,000 HBCU Savings Showdown
For the second time, NC Saves will partner with Fifth Third Bank’s mobile financial classroom to host a series of NC Saves events and to offer financial workshops on credit. The purpose of each event is to raise awareness about the importance of saving money for specific goals – emergencies, education, retirement, business or home ownership, autos – and to provide information about how to use credit wisely.
EVENT LOCATIONS
Greensboro - April 9, 11:00 a.m.-3:00 p.m.
NC Agricultural and Technical State University
(near Student Union)
Raleigh - April 11, 10:00 a.m. – 2:00 p.m.
St. Augustine’s University
(near MLK, Jr. Conference Center)
Charlotte - April 12, 12:00-4:00 p.m.
Johnson C. Smith University
(near Brayboy Gymnasium)
The universities will compete against one another for the title of CAMPUS CASH CHAMPS in one of two categories:
1) highest dollar amount of savings collectively achieved by students
2) greatest number of enrolled NC Savers between April 9 and May 17.
Participants will be eligible to win gift cards of $50 and $100 and the winning school will receive $200 donated to a student club selected by The Collaborative. Faculty or staff are also eligible to win in a bonus drawing. Individuals can participate by:
- enrolling in NC Saves at http://www.northcarolinasaves.org
- attending a FREE workshop
- obtaining a FREE credit report and score
- Following the competition on Facebook/The Collaborative of NC
- Following the competition on Twitter - #cultureofsavngs
- Submitting how much $ was saved and for what item/service between 4/9-5/17 to info@ncidacollaborative.org
- Submitting a personal finance story
Resources
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